Driving a car on the track is an awesome and thrilling experience. Feeling the rubber meet the road and testing your skills and driving acumen well, there’s nothing like it. All the fun can come to a screeching halt if you discover that you are not insured while on the track. There’s a 99% chance that your personal auto coverage excludes driving on a race track. If you think or assume you are covered, don’t guess. Contact your agent and verify that liability and physical damage extend to you while driving the vehicle on a track. If you find yourself uninsured on the track don’t worry – we have a solution and will provide a quote within 5-10 minutes.
In most cases, legal judgments exceed the limits of these policies. Also, many common, frivolous claims may qualify as exclusions in your traditional business insurance policies.
A standard homeowners policy generally only provides financial protection when your home or property is damaged. For example, most insurance companies exclude trampolines from their homeowners insurance policies, considering them to be an extreme risk to personal safety.