Many outdoor recreation businesses rely on liability waivers as their main protection from lawsuits. Waivers are important, but they are not a shield against every...
Spring is one of the busiest seasons for outdoor recreation businesses. Trails open, courses are rebuilt, water activities restart, and guest volume spikes. With that...
Introduction: When Golf Carts Become a Community Liability Tree-lined streets, quiet cul-de-sacs, and the hum of golf carts rolling to the pool or clubhouse - this...
Introduction: When a "Fun Perk" Becomes Your Biggest Liability Offering a golf cart with your vacation rental or short-term rental property can feel like a winning...
Introduction: When “Slow” Vehicles Create Fast-Moving Problems Golf carts. Neighborhood electric vehicles. Utility carts buzzing around a resort or HOA. They look harmless and “low risk”...
Insurance shouldn’t feel like a tax on doing business. It should be a partnership that helps you run better coaches, win better accounts, and survive...
The landscape of corporate litigation is evolving, and business owners must take note. According to a groundbreaking report from research firm Marathon Strategies, nuclear verdicts...
Are you tired of insurance policies that promise the world but leave you high and dry when you need them most? You're not alone. The...
Does your insurance really cover you when disaster strikes? Or are you more self-insured than you realize? Many people buy insurance based on price alone,...
NOAA’s outlook for the 2025 Atlantic hurricane season, which goes from June 1 to November 30, predicts a 60% chance of an above-normal season. When...
Florida has recently taken a significant step towards enhancing the safety and oversight of dog ownership within the state with the introduction of Senate Bill...
Ever wondered why so many people express frustration with their insurance experiences? It's a sentiment that echoes across various industries, from homeowners to business owners....
Insurance claims can be a major headache for policyholders. From delayed reporting to hidden exclusions, the process often leaves people feeling frustrated and underserved. But...
In line with making big waves, as per usual, the Lake of the Ozarks Shootout Board of Directors has unanimously voted to relocate its points-based,...
When it comes to choosing the right insurance coverage, many people find themselves navigating a complex landscape of options, exclusions, and fine print. The "I...
April 8, 2025, Salt Lake City, UT - Rick J. Lindsey, CEO of XINSURANCE, is excited to announce that Travis Pastrana will join the XINSURANCE...
Are waivers worth it in insurance? This question has been debated in the insurance industry for years. In the latest episode of the "I Hate...
Salt Lake City, March 19, 2025 XINSURANCE, a leader in specialty liability insurance solutions, is proud to announce its sponsorship of a groundbreaking offshore racing team,...
Managing a grocery store comes with its unique set of challenges and risks. From ensuring the safety of both customers and employees to protecting the...
Entrepreneurship often means taking risks and venturing into challenging industries. In the latest episode of the "I Hate Insurance" podcast, host Rick J. Lindsey sits...
Pickleball is sweeping the nation, and with its popularity skyrocketing, the need for specialized pickleball facility insurance has never been greater. Facility owners understand the...
Tailored Insurance Solutions for Paragliding Enthusiasts Ultralight flying is an activity synonymous with human aspiration to soar like a bird. Yet, while the dreams are sky-high,...
Addressing the Misconceptions Around Non-Admitted Insurance Providers Recent publications have raised concerns regarding the growing traction of non-admitted insurance policies in high-risk areas due to climate...
The motocross industry faces unique challenges that can make or break the success of racetracks across the nation. To address these concerns, leaders and innovative...
In the motocross world, where the unexpected is part of the thrill, many find themselves navigating the treacherous terrain of insurance policies, discovering too late...